Rosie toyed with a droplet of wine on the tabletop as she pursued her deliberations. Her protector would lose a fortune to those laughing striplings, not to mention losing the respect of that sneering squire of his, if she did not play the part he asked. Despite his odd behavior, Sir Andrew seemed a good man and he deserved better than what she could give him.

“Well, Rosie?” he murmured, his wonderful voice soft and low.

She ignored the strange fluttering in her stomach. He had offered her a business proposition, not his heart. She hunched forward and plopped her elbows on the table. Their faces were only inches apart. He smelled of wine, sweetmeats and an intriguing exotic scent that was his alone. He raised his dark brows with silent inquiry.

“And what do I get?” she asked with bold directness.

One brow rose even higher. His eyes widened with his surprise.

Rosie hurried on before he had time to grow angry. “Ye say ye need me to help ye reap a bloody great fortune. What do I get in return?”

Sir Andrew folded his hands and looked up to the sloping roof of his tent as if he prayed to the Almighty for advice. “What would you like?” he finally asked. “Ribbons? Laces? A new gown?” He tapped the plate of tempting marchpane between them. “More sweetmeats?”

She shrugged away his limpid offers. “I was given ribbons and sweets once before and it came to nothing. That reeky coxcomb tricked me even though he wore pretty clothes and smelled so clean.” She pushed Simon’s lying handsome face out of her memory.

Sir Andrew cocked his head. “How now? And what, pray tell, did this rascal trick you out of?” he purred.

“My—” Rosie stopped herself before she blurted out the fearful truth. Her presumed virginity was the only ploy she had. “Something that was mine to give and not his to take.”

“Ahhh!” Andrew nodded as if he understood exactly what she meant. “So if you do not require fripperies and sweets for your reward, what do you have in mind?”

She took a deep breath. “Profit. Ye pay me a part of your winnings so that I can be my own self and beholden to no man. Tis what I want.”

“Independence.” His expression changed and became more sober. “I perceive that you are a woman of business, Rosie. Therefore, allow me to make you this offer. I will put a penny into your account for every lesson of mine that you learn correctly.”

She licked her lips. “I be a fast learner, my lord.”

He gave her a look of faint amusement. “And I will take away one penny for every mistake you make. Are we agreed?”

She felt as if he had dropped an icicle down her back. “Fie upon it, my lord! I cannot help making mistakes. Haint ever seen a lady close up.”

His full lips quirked with humor. “Very well, I will grant you three errors. After that, one penny gone.” He whistled to illustrate her new fortune flying out of his tent. “Now, are we agreed?”

Rosie crossed her arms over her breasts. “Hold, Sir Andrew. How will I know if I have a penny or not? I see no pennies on the table. I will not be cozened with your flowery speeches.”

He tapped the side of his nose with his forefinger. “A good point.”

He pushed back his chair and rose. He padded across the rug to another one of his chests, opened it and rummaged through a great quantity of clothing. Rosie craned her neck to see what he was looking for. He had more clothes in that one box than her whole family had ever possessed. At last, he withdrew a slate and a thick piece of chalk. He kicked the lid shut, then returned to the table.

“This is your account, Rosie,” he said, tapping the slate. “Whenever you have earned your wage, I will make a stroke on it like so.” He drew a fat line. “If you lose a penny, I will erase it—like so.” He smudged the line with his thumb until there was nothing left but a splotch of chalk.

Rosie said nothing, but she eyed the account board. No one had ever taken her so seriously, nor even acknowledged that she was good for anything except as a drudge or a whore.

He propped the slate against a stack of books on a side coffer. “We will keep your account here, so that you may peruse it—that is, look at it—whenever you wish. Do my terms meet with your approval?”

She could only nod. Excitement welled up within her. The future opened before her like a flower-strewn high road.

“Aye? Then let us shake hands upon it.” He held his out to her.

Rosie wiped her greasy fingers on the front of her shirt, then gave him her hand. In formal silence, they shook upon their bargain, but afterward he refused to let go. Instead, he turned her hand over and studied her palm and nails like a blacksmith before shoeing a horse.

He clicked his tongue against his teeth. “Rosie, nail biting is a nasty habit. I will take away a—”